In 2015, the Rams (who later relocated to Los Angeles) traded a draft pick to the Texans for Keenum, where he played until signing as a free agent with the Minnesota Vikings in 2017.Īfter starter Sam Bradford was injured, Keenum came in and had a career year, setting highs in starts, passing yards, completions, and touchdowns. Louis Rams' practice squad and then re-signed with the Texans later in 2014. He is the only quarterback in Division I FBS football history to have passed for more than 5,000 yards in each of three seasons, and the only college player to reach the 20,000-yards plateau.Īfter being signed by the Houston Texans as an undrafted free agent in 2012, Keenum threw for 1,760 yards and nine touchdowns in the eight games he started for the Texans in 2013 before being waived prior to the 2014 season. As a result of his on-field contributions to Houston's success, Keenum was named to several All-American lists. ĭuring the 2011 season, Keenum became the Football Bowl Subdivision's all-time leader in total offense, as well as the all-time leader in total passing yards and touchdown passes by a college quarterback. In the 2008 college football season, Keenum ranked first nationally in total offense and second in total passing yards. He played college football for Houston, where he became the NCAA's all-time leader in total passing yards, touchdowns, and completions. C-USA Offensive Player of the Year (2008)Ĭareer NFL statistics as of Week 18, 2022Ĭasey Austin Keenum (born February 17, 1988) is an American football quarterback for the Houston Texans of the National Football League (NFL). Keenum with the Washington Redskins in 2019
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You can live/hangout at a community space to keep your needs filled but only with these items a full bathroom Items to sell are (fish,frogs,fizzy juice other inventory items) only one sales table.ĥ.You cannot move into your home lot until you pay your first set of bills and have your your first sets of furniture.Ħ. Remove all money.You can only make money buy selling items using the sales table, playing instrument for tips, singing for tips and dumpster diving for money. Must move into a one bedroom apartment in San Myshuno (city living) or Evergreen Harbor (eco lifestyle)Ĥ. NO CHEATING UNLESS SAID TO DO SO DOWN BELOWĪspiration: Musical Genius or Master Makerġ. INTERESTED IN DOING THIS CHALLENGE AS WELL AND GIVE CREDIT PLEASE IF YOU DO THIS CHALLENGE ON YOUR YOUTUBE CHANNEL. THIS IS A SIMPLE YET TOUGH CHALLENGE I CAME UP WITH FOR MY SIM AND WANTED TO SHARE WITH YOU ALL. HOMELESS TO FAMOUS SIMS 4 CHALLENGE BY SIM DIVA Post every day, once a week, once a month, doesn’t matter just do what works for you. Feel free to interchange prompts/days freely to what fits with your characters/story. Obviously themed off of the sims 4 aspiration categories, some days will have only an overarching theme while other days also have a couple of specific options. I’ll be listing it in alphabetical order but I’m definitely not keeping to this order myself. This is designed as a flexible daily photo challenge. I had no luck finding one that was quite what I needed so I guess it was time to make one myself! It’ll take me some time to work on this myself but I figured I’d share what I came up with anyway. Hello all! I recently realized that I had a couple of characters that I just left their story hanging (sorry my pixel children) and I’ve been looking for a challenge that I can use to show how their lives have been since their story ended. The SEC has grown to 16 teams, and now the Big Ten has retaliated by adding its 15th and 16th teams.īoth leagues pursued the heart and soul of another conference, without apology. Are super conferences inevitable? Where will Utah land when realignment music stops?.The defection of UCLA and USC comes a year after Texas and Oklahoma - the brand names of the Big 12 Conference - left the league to join the SEC. UCLA boasts 11 national basketball championships, and USC has 11 national football championships and six Heisman Trophy winners (strangely, each has a national presence in only one of the two marquee sports). They’re the conference’s brand, even though they haven’t done much to earn it lately. This would have been unthinkable a few years ago - akin to the Yankees leaving New York - but not anymore.Ĭollege football is in a state of upheaval. The program was revived in 2017 and competed in the Big 12 Conference until being discontinued again after the 2020–21 season.College football is a mess and it just became messier.Īlready reeling with the circus free-for-all caused by the NIL rule and the transfer portal and conference realignment, the sport experienced another tectonic shift: UCLA and USC are leaving the Pac-12 to join the Big Ten, its historical Rose Bowl opponent. ^ Fresno State eventually dropped wrestling after the 2005–06 season.^ UCSB's men's swimming & diving team now competes in the Mountain Pacific Sports Federation.^ Boise State dropped wrestling after the 2016–17 season.Two members of the PCC were not invited to join the AAWU or its successors.įormer affiliate members Institution No school has left the Pac-12 since its founding as the AAWU in 1959. University of California, Davis (UC Davis) San Diego State, already a men's soccer member, will add women's lacrosse to its Pac-12 membership. The Pac-12 women's lacrosse league will add two affiliate members, both from California, in the 2024 season (2023–24 school year). The school maintains its Pac-12 affiliation in wrestling, which neither the WAC nor the Big West sponsors. ^ Cal State–Bakersfield initially announced it would become a men's soccer affiliate starting in 2013, but never went through with those plans, accepting an invitation to become an all-sports member of the Western Athletic Conference, which sponsors men's soccer, also in 2013 it would move to the Big West Conference, which also sponsors men's soccer, in 2020.The Pac-12's members are spread evenly between 3 regions, with 4 schools each in California, the Pacific Northwest, and the Four Corners region. Football used to be the only sport where the conference is split into two divisions, the North Division and the South Division. The Pac-12 has twelve full member institutions. – Associate members (Not shown: Little Rock) Member schools Ĭlass=notpageimage| Pac-12 Conference Member Locations On June 30, 2022, amid the broader early-2020s NCAA conference realignment, UCLA and USC announced plans to leave the Pac-12 for the Big Ten Conference starting in 2024. Washington's national title in women's rowing in 2017 was the 500th NCAA championship won by a Pac-12 school. The top three schools with the most NCAA team championships are members of the Pac-12: Stanford, University of California, Los Angeles (UCLA) and University of Southern California (USC), respectively. Nicknamed the "Conference of Champions", the Pac-12 has won more NCAA national championships in team sports than any other conference in history. The Pac-12 moniker was adopted in 2011 with the addition of Colorado and Utah. The conference previously went by the names Big Five, Big Six, Pacific-8, and Pacific-10. The modern Pac-12 conference formed after the disbanding of the Pacific Coast Conference (PCC), whose principal members founded the Athletic Association of Western Universities ( AAWU) in 1959. They include each state's flagship public university, four additional public universities, and two private research universities. The conference's 12 members are located in the states of Arizona, California, Colorado, Oregon, Utah, and Washington. Its football teams compete in the Football Bowl Subdivision (FBS formerly Division I-A), the highest level of college football in the nation. The Pac-12 Conference is a collegiate athletic conference that operates in the Western United States, participating in 24 sports at the NCAA Division I level. Athletic Association of Western Universities (AAWU, 1959–1968) It has no armor check penalty or maximum Dexterity bonus. Rather than the hide of a cat, this extremely supple suit of jet-black +1 shadow leather armor grants a portion of the grace and fortune of a feline. Price 18,910 gp Aura strong transmutation CL 13th Weight 15 lbs. If a creature puts on the armor while underwater, the wearer is borne toward the surface at a rate of 60 feet per round. It allows the wearer to continually utilize the effects of the spell water walk. This +1 breastplate is made of shining amber metal and decorated with faint motifs of the waves and water. Price 23,850 gp Aura moderate transmutation CL 9th Weight 30 lbs. Successfully dispelling the armor likewise returns the wearer, though in this case still wearing the armor. If the breastplate is destroyed, the wearer immediately returns to the square the armor was in when it was destroyed. If the wearer can't return to the space the armor is in, she is instead shunted to the nearest empty space that can contain her, but no longer wearing the armor. A second command word returns the wearer to the armor's location, wearing the armor. The wearer cannot perceive the environs around the armor while inside. This space is barely large enough for the wearer to sit comfortably, but does provides breathable air and light to see by. On command, its wearer can vanish inside the armor, leaving the breastplate behind while she stays safely hidden in an extradimensional space. This battered +1 mithral breastplate bears a resemblance to a stylized turtle shell. Price 15,200 gp Aura faint conjuration CL 5th Weight 15 lbs. Since the effect arises in great part from the distinctiveness of the armor, it does not function if the wearer hides or conceals herself in any way.Ĭraft Magic Arms and Armor, mass charm monster Friendly troops within 360 feet of the user become braver than normal, gaining a +2 resistance bonus on saving throws against fear. The wearer also gains a +2 competence bonus to his Leadership score. The wearer gains a +2 competence bonus on all Charisma checks, including Charisma-based skill checks. It bestows a commanding aura upon its wearer. This +2 breastplate typically bears the image of a rampant grizzly bear or other impressive predator. Price 25,400 gp Aura strong enchantment CL 15th Weight 30 lbs. She gains a +5 bonus on Escape Artist checks, a +5 bonus on Acrobatics checks to reduce damage from falls, a +5 bonus to CMD, and DR 5/piercing or slashing.Ĭraft Magic Arms and Armor, alter self, creator must have 5 ranks in Acrobatics and Escape Artist This suit of +1 leather gives its wearer the ability to twist and contort her body in virtually any direction. Price 12,160 gp Aura faint transmutation CL 3rd Weight 15 lbs. The wearer's player must decide whether to have the attack roll rerolled before damage is rolled. He must take whatever consequences come from the second roll. Once per week, the armor allows its wearer to require that an attack roll made against him be rerolled. Ten 100-gp gems adorn this +3 banded mail. Price 18,900 gp Aura strong enchantment CL 12th Weight 35 lbs. This is a mind-affecting sonic effect, and has no effect on creatures that do not use a spoken language. If the creature is unable to attack the wearer on its next turn, or attacking the wearer would put the creature at risk (moving through a threatened square, charging into a pit, and so on) it can act normally that turn. Each such creature must make a DC 16 Will saving throw to avoid suffering an overwhelming compulsion to attack the wearer for the next 7 rounds. Once per day the wearer of the armor may command the mouths to unleash a torrent of verbal abuse directed against every hostile creature within 60 feet who can see and hear the wearer. Price 16,175 gp Aura moderate enchantment CL 7th Weight 20 lbs.Įach metal bit of this suit of +1 studded leather looks more like a tiny sneering face than a simple stud. This nonmagical breastplate is made of adamantine, giving its wearer damage reduction 2/. Price 10,200 gp Aura no aura (nonmagical) CL - Weight 30 lbs. Giant-hide armor (stone, fire, or frost giant) Magic armors may have abilities that need to be activated to function or powers that work passively and constantly. The following section includes armors with unusual powers and magical abilities. The magic armor that intrepid heroes don in the face of danger is often the only thing that stands between a brave adventurer and a blade to the chest. Meanwhile, the Privacy tab has a fast integrated VPN that offers dozens of locations-allowing you to browse anonymously online and encrypt your data at the same time. There’s also an adware cleaner that can find and remove malicious unwanted programs that have snuck into your device. It can free up extra RAM, easily disable any programs to optimize your startup speed, and periodically keep software up-to-date.Īnother tab is Security, which offers the antivirus feature and its advanced virus detection. The Performance tab, on the other hand, offers various tune-up tools. This feature is quick and easy to use and doesn’t affect any private data of yours. Under the Cleaning tab, you can safely remove junk files-which includes duplicates and unused apps-and free precious storage space. It can also do RAM optimization to improve your device’s performance, and malware and virus removal. With these, it can clean up your storage, deleting duplicate files and even applications that you no longer use. This software has four key features containing various handy tools: Cleaning, Performance, Security, and Privacy. Read more about adware, adwaremedic, annoyware, DetectX, mac, MacKeeper, malware, remove.MacKeeper is a suite of tools that collectively act as a system optimizer-able to find, fix, and prevent possible Mac issues before they occur. See the Tech Tip on Malwarebytes Anti-Malware for Mac for more information on removing adware. If your Mac is still giving you random pop ups and such after you’ve cleared everything from DetectX, you may want to run Malwarebytes Anti-Malware for Mac also. Repeat steps 8 and 9 for all items found.When you are taken to the Finder, delete the file that was listed in the Detect X window.For each malware item found, click on it one time and then click the Show button.If no malware is found, congratulations! You’re done.Click the Search button and wait a short while for the process to complete.Select All Searches from the drop-down menu at the top center of the window.If you’re notified that you downloaded DetectX from the Internet and asked if you want to open it, click the Open button.Go to your Applications folder and double-click Detect to open it.Move the app from your Downloads folder to your Applications folder.Go to DetectX’s website and download the app.To install and use DetectX, follow these instructions: By comparison, MalwareBytes Anti-Malware for Mac and BitDefender, two other anti-malware applications which I recommend, both require OS X Mavericks (aka OS X 10.9) or newer. DetectX is particularly useful if you have an older Mac since it runs on Macs that are running older operating systems like OS X Snow Leopard (aka OS X 10.6). It will get rid of several known troublemaking apps as well as other miscellaneous adware. I recently discovered an app designed to get rid of many different types of malware. None of this is good or helpful for your productivity. Not all of these apps are malicious, but for the sake of simplicity, I’ll call them malware here. Malware behavior ranges anywhere from giving annoying pop ups all the way to tracking keystrokes on your Mac. Has your Mac suddenly become slow or started having trouble doing the usual daily tasks? If so, you might have some accidentally installed app that isn’t helpful to your Mac. Pre-compliance radiated emissions tests would make your EUT’s ready for full compliance tests. For instance, you can use test cell instead of OATS or anechoic chamber. If you want to apply all parameters of relevant EMC standar, you shall invest on a full-compliance test setup.įor pre-compliance testing you can choose any combination of above requirements and ignore some of them. Large and medium sized manufacturers, test laboratories prefer full compliance radiated emissions test setup due to their internal quality policies or accreditation rules. The setup at least shall consist of three components: measuring receiver, antenna and an RF cable between the receiver and the antenna.įor full compliance radiated emissions testing, test setup requires CISPR 16-1-1 compliant EMI Receiver, CISPR 16 compliant antennas, RF or fiber cable to connect antenna and EMI Receiver, non-conductive test table (wooden or etc.), turntable (to turn the EUT), test site (OATS or anechoic chamber), pre-amplifier, pre-selector, test software. In order to perform radiated emissions tests you shall have a test setup. Each product or industry is applying its own emissions test standards. For instance, if the product is an multimedia or IT device conducted emissions testing of this product is mostly performed according to CISPR 32 or EN 55032 standard. These signals shall be under the limits specified on the EMC standard applied. The purpose is to measure unwanted RF signals emitting from the tested product or equipment under test (EUT). Radiated Emissions test is one of the EMC tests which is a common test performed for the various industries: consumer electronics, household appliances, radio devices and systems, IT equipments, machinery, medical, automotive, railway, defense and so on. You can also view more information about Understanding Customs or International Shipping Forms. Your shipments commercial invoice is part of the documentation you need to supply to make a customs declaration when importing goods to the USA. If you would like to fill out the commercial invoice on your own, without the aid of our shipping tool, we made a guide to help walk you through it. If you need an account, you can open one here and will be automatically enrolled.) Otherwise, be sure to print out three copies of the commercial invoice and include it with your package. (To enable Paperless ® Invoice, go to your account details screen. The document informs the authorities that the invoice displayed is true and accurate and that the terms are reliable. A commercial invoice is used on exports to international destinations and is checked by customs officials to see if any taxes or duties are to be paid. It holds no standard format, so the seller (exporter) can issue it to the buyer (importer) once the goods have been shipped. We can transmit your commercial invoice digitally if you have a UPS account. Commercial invoices are legal documents used to process international trade agreements. It is important to provide accurate and specific information in order to avoid customs delays. Our shipping tool will help you fill out your commercial invoice as you’re creating your shipping label. A commercial invoice is a unique document required by custom clearance if you are exporting goods internationally. Commercial Invoice to identify the document. The commercial invoice must contain the following data elements: Company name. It is the primary form used for importation control, valuation and duty determination. A commercial invoice must accompany every international shipment to Alphabet/Google. The commercial invoice (or pro forma invoice) is required for all cross-border shipments (except for documents, which have no commercial value). Spenco Polysorb Arch Support Shoe Insolesīest Arch Support Insoles : Spenco Polysorb (Readers’ Pick) These have completely changed my life and will be a new standard for any shoes I buy in the future!” These inserts not only helped the problem but they completely fixed all the pain in my knees, ankles, and lower back. I’ve had flat feet all my life and felt like I was going to need surgery soon and was feeling really sorry for myself. One user says, “ I never leave reviews but honestly, this product has changed my life. The arch support and deep heel cup promote proper foot and leg alignment, so they’re amazing for long days on your feet! The footbed fabric is breathable and cushy, and users rave about how much of a difference these make when walking! Walk Hero shoes insoles for flat feet help with foot pain and provide all-day comfort, and can ease stress and pain from issues, such as flat feet, bunions, arthritis, and plantar fasciitis. Walk Hero Orthotics Inserts for Flat Feet Added these and walked from Porto to Santiago with no pain at all. One traveler shares, “Was getting tenderness in the heel during practice hikes with my shoes. They also feature a gel insert that absorbs shock! Readers with plantar fasciitis swear by ProFoot and say they’re the best orthotic shoe inserts to ease pain and allow them to explore their destinations with comfort! They provide amazing support and relief of aches and pain in your heels. Profoot Orthotic Insoles for Plantar Fasciitis & Heel Painīest Insoles for Plantar Fasciitis : ProFoot Our readers happily share the best insoles for walking and standing all day -go ahead and check out their tried and true recommendations! They can also help with shoes that are a bit too wide and can prevent you from slipping in them. They’re amazing for those who have foot problems like plantar fasciitis, tendonitis, bunions, calluses, flat feet, high arches, and more. While picking the right pair of comfy travel shoes is a must, a lot of our readers like a little extra support as well.Īdding an insole to your shoes can have tremendous benefits, especially when you want to enjoy your trip in comfort and ease, and not return to your accommodations with wrecked feet!Ĭomfortable shoe inserts offer a wide array of benefits, including arch support, foot and ankle alignment, relief of pressure, and pain relief. With travel often comes hours of standing, walking, and perhaps some sport-oriented activities! That means having the right support for your feet is crucial.
1 best piece of advice for regular investors, do's and don'ts, and three key investing principles into a clear and simple guidebook. Get CNBC's free Warren Buffett Guide to Investing, which distills the billionaire's No. although there are numerous cities and other political entities with the name Paris or variations on it, one would say Paris, not Paris. The online survey was conducted in March, with a sample of 500 to 750 local residents for each metropolitan area, between the ages of 21 and 75.ĭON'T MISS: Want to be smarter and more successful with your money, work & life? Sign up for our new newsletter! They ranged from $2.5 million in Denver to $4.7 million in San Francisco - the highest amount of all cities listed. When survey respondents were asked how much they needed money to feel wealthy, the numbers were much higher. median household net worth is $121,700, according to the Federal Reserve's most recent data.įor the purposes of the study, feeling financially comfortable is considered different from feeling rich. It seems likely not many people actually reach these thresholds, either, since the overall U.S. overall is currently $436,800, the median in these cities sits closer to $1 million, according to Redfin data. San Francisco, New York and Los Angeles are some of the most expensive places to live in the country. While the median home price in the U.S. average, according an analysis by personal finance website Kiplinger.Ī lot of that has to do with housing costs. In many, the cost of living is 50% or more above the U.S. While the amounts on this list are high, keep in mind that most cities listed have a relatively high cost of living. Net worth is defined as the total value of assets a person or corporation owns, minus the liabilities they owe. Southern California (includes Los Angeles and San Diego): $1.5 million.Here's a look at the net worth residents of each city say you need to be considered financially comfortable in 2023, ranked by net worth thresholds: metropolitan areas by financial services company Charles Schwab. The amount varies by almost $1 million between cities, according to an analysis of 13 major U.S. (Please note that due to the schemes' eligibility criteria not all TSB business customers will be covered by these schemes). TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service. Read more about our lending commitments to you (PDF, 400KB). TSB adheres to The Standards of Lending Practice for business customers which are monitored and enforced by the Lending Standards Board. TSB Bank is your financial partner for business loans, ag loans, checking account and savings account products, IRA. SC95237.Īuthorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240. Registered Office: Henry Duncan House, 120 George Street, Edinburgh, EH2 4LH. Not all telephone banking services are available 24/7. Your Business Banking Call Centre is available from 8am to 6pm Monday to Friday and 9am to 2pm Saturday (excluding UK public holidays).Ĭalls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. If you have a hearing or speech impairment you can contact us using Text Relay or Textphone on 03 (lines are open 8am – 6pm Monday to Friday, 9am – 2pm Saturdays). We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.If you’d like this in another format such as large print, Braille or audio please ask in branch. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. Learn more Business Services We have a range of services for a better business banking experience, and to ensure both you and your business are covered. We can't recommend any of the products and/or services featured on the site. Message us Call 0800 872 226 Business Accounts Financial solutions to suit your business needs. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. Poor scores in independent service quality survey.ĭisclaimer: .uk is a business finance and lending research and information website publisher.Just one current and savings account to choose from.High interest on the savings account, compared to other easy access accounts.25 months’ free everyday banking when you switch.Simple products that could suit a wide variety of small businesses.Smart Money People – 2.54/5 (based on 28 reviews) Trustpilot – 3.4/5 (based on 14,007 reviews) In the same list of 14 business current account providers, TSB also ranked 11th for online and mobile banking services, 12th for relationship/account management, and 7th for service in-branch. TSB ranked 9th in a list of the 14 largest business current account providers for overall service quality in an independent survey. 3/5 for customer service, communication, transparency of charges, online banking and service in-branch, and 2/5 for complaint handling, telephone banking and mobile app. Some think TSB advisors are helpful and friendly, and their business has everything it needs, but others are very disappointed by slow service. Smart Money People reviewers are also split down the middle. There are only six public reviews on .uk, which are mixed. With Online for Business, you can view all your sterling business current accounts in one place make Faster Payments, bulk and international payments view. Trustpilot reviewers are mixed with many reviewers unhappy with TSB’s customer service, citing online glitches and unexpected charges. At the time of writing, TSB are not accepting new business credit card applications. There’s also an arrangement fee of £100-250, depending on the terms, amount, and length of the loan. Interest rates are 9.94% APR representative (fixed). Business finance and loansīorrow between £1,000 and £100,000, and repay over 1-25 years or up to £25,000 as an unsecured loan. There’s also an arrangement fee of £100-250, depending on the terms, amount, and length. TSB overdrafts are charged at 10.65% EAR representative for overdrafts above £7,000, and the amount you can use depends on your circumstances. You can open and manage your account over the phone, in-branch, and online. If your balance falls below £4,999, interest rates are significantly lower at 0.05% Gross/AER. Savings accountīusiness customers can only set up an Easy Access Savings Account, giving them interest rates of 0.30% Gross/AER (variable) on balances of £5,000 plus. Switchers can get 25 months’ free day-to-day banking if they stay within the terms of their account. TSB will waive the fee if your balance stays above £10,000. The business account can be managed online and on the app 24/7, and costs £5 a month. TSB offers two current accounts – one for small businesses, and one for charities and not-for-profits. TSB Business Banking Services Current Accounts |
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